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Income, assets, number of familiy members and other relevant points are compiled to create a comprehensive snapshot of your family’s ability to contribute to your higher education expenses.Federal FAFSA filing deadline is June 30th, but individual states and campuses impose their own unique filing requirements.
And If you qualify for a Pell Grant, which is also awarded based on financial need, then you are probably also a priority candidate for a Perkins Loan.
Your Perkins pursuit begins by submitting a standardized federal financial aid request.
Regardless of your credit history , you may be approved for Perkins loans.
Repaying your Perkins Loan on time actually helps you build credit, so responsible borrowing for education should not be under-utilized.
The Free Application for Federal Student Aid (FAFSA) provides the only path to federal financial aid; including Perkins Loans.
The application gathers data about your family and finances.
To remain eligible for Perkins Loans and other federal student aid, resubmit current FAFSA data annually.
For limited-credit college students, federal loans present attractive borrowing options, because Perkins and other government loans are not dispensed based on credit worthiness.
As long as you are enrolled in college at least half time, your loan interest does not accumulate.
You must begin repayment within 9 months of leaving school, or risk default.
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